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Costs of Retail Therapy

Photo by Parker Burchfield on Unsplash

A little self-indulgent shopping can’t be bad for you, can it?

We’ve all bought ourselves a little something to distract ourselves from the reality of our lives. That’s one of the benefits of living in a consumer society where there’s stuff to buy and easy access to credit.

My weakness is stationery. There is something about paper and pens I find irresistible. The upside of my self-indulgence is I always have a pen and something to write on. The downside is some of those stationery items can be expensive. Fortunately, I do not turn to retail therapy very often.

But, if your self-indulgent shopping involves fashion accessories or clothes, your retail therapy sessions may cost you a lot more than mine.

It’s a sad fact that turning to retail therapy, instead of dealing with life issues, often leads to serious financial distress, especially when that self-indulgent spending generates credit card debt.

If you’re looking at your credit card statement and wondering how things got to this, you might find Everyday Money Management a useful addition to your library.

Peter Mulraney is the author of the Everyday Business Skills series.

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MEET SARAH JANE BUTFIELD
I gave thanks to my lucky stars